A major difference between a whole-of-life insurance policy and a term-life policy is:1.a whole-of-life policy is long-term, whereas a term policy is only for a term of one year.2.a term policy has an investment component, specified only for the term.3.only a whole-of-life policy has an investment part.4.term policies only pay bonuses at the end of the term, unlike the wholeâ “of-life policy, which pays them out immediately as they are accumulated.

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